Calculate the interest rate for each year based on the following information:

The loan has a 1st year teaser rate of 1.5%, an index of 2.9%, 3.2%, 2.5%, 3.7%, 4.5% beginning in years 1-5, respectively.

The loan also features a margin of 3%, a 2% annual cap and a 6.75% annual cap.

Please provide Excel formulas!