Calculate the present value of cash flow OMR 10,000 at a discount rate of factor 10% for the second year? a. None of the given options b. OMR 8,260 c. OMR 8,620 d. OMR 8,000 Mr. Orabi is an expat living in Oman. He maintains his bank account with National bank of Oman. During last month he withdrew the amount from his bank account and sent the amount to his home country through Al Jadeed Money exchange. What type of financial service is provided by Al Jadeed Money exchange to Mr. Orabi? a. Fund based service b. None of the given options c. Goods based service d. Fee based service