Calculate the present value of the following amounts:

$$13,000$ at the end of twenty years at $12\%$

$$13,000$ at the end of each year for the next twenty years at $12\%$

$($If using present value tables, use factor amounts rounded to three decimal places,

X$.$XXX$.$ Round your final answers to the nearest whole dollar.$)$

$($Click the icon to view Present Value of $$1$ table.$)($Click the icon to view Present Value of Ordinary Annuity of $$1$ table.$)$

The present value of $$13,000$ at the end of twenty years at $12\%$ is

Present Value of Annuity of $$1$

Present Value of $$1$