Calculate the tax payable / refundable as at 30 June 2021 for an individual with the following attributes:

55 years old. $7,000 fully franked dividend income with $3,000 of franking credits. 2020 income year. Australian resident for the entire year. No spouse. Earned $15,000 from working, with $1,000 withheld. Received a trust distribution from a family trust of $1,000. No deductions to claim or other items of significance.

Please do calculations as at 30 June 2021 using the below tax rates, including the mentioned tax offset.