1. Calculate using google sheets please:

   Emma purchases an IOU from Prof. Ozsoz on 3/12/2022 by paying $95. The IOU has a face value of $100 and will mature on 3/12/2023. The IUO also pays a coupon of $3 on 9/12/2022. Calculate Emmas yield to maturity on this IOU.

   		1.21%
   		4.35%
   		6.23%
   		8.55%