Calculating Annuity Cash Flows. For each the following annuities, of calculate the annual cash flow. Calculating Annuity values. For each of the following annuities, calculate the future value. Calculating Annuity values. If you deposit S5.000 at the end of each year for the next 20 years into an account paying 9.6 percent interest, how much money will you have in the account in 20 years? How much will you have if you make deposits for 40 years? Calculating Perpetuity values. Cury's Life Insurance Co, is trying to year you an investment policy that will pay you and your heirs S30,000 per forever. If the required return on this investment is 6 percent, how much will you pay for the policy? Calculating Perpetuity values. In the previous problem, suppose Curly's told you the policy costs S645,000. At what interest rate would this be a fair deal? 12. Calculating EAR. Find the EAR in each of the following cases: Calculating APR. Find the APR, or stated rate, in each of the following cases