Calculating Present Values A $5-$year annuity of ten $$6,000$ semiannual payments

will begin $9$ years from now, with the first payment coming $9\mathrm{.}5$ years from now.

If the discount rate is $10$ percent compounded monthly, what is the value of this

annuity five years from now? What is the value three years from now? What is the

current value of the annuity?