Calista has saved $20,000, which she plans to use for a down payment on a home within the next year. She would like to earn interest on her savings and she is concerned about the safety of her money. She is considering the following options. Which option would you recommend for Calista? A money market deposit account earning 1.11% A money market mutual fund earning 1.7% O A five-year certificate of deposit earning 2.15% A series I savings bond that pays 1.5% above inflation