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Callable Bonds O a. are unsecured O b. may be converted to Common Stock at the option of the issuer O c. may be redeemed

Callable Bonds O a. are unsecured O b. may be converted to Common Stock at the option of the issuer O c. may be redeemed (retired) at the option of the bondholder O d. may be converted to Common Stock at the option of the bondholder O e. may be redeemed (retired) at the option of the issuer

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