Callie, who is single and age 37, lives in California, Salary is $135,000 during 2022

She contributed $1,200 to her qualified HSA (Health Savings Account) and $6,000 to her IRA retirement account.

She also paid $7,000 in State income tax and contributed $2,000 to her local Community Church.

She rents and does not own a house.

Tax year is 2022

Step 1: What is Callie's AGI?

Step 2: What is Callie's taxable income?

Step 3: What marginal tax bracket is Kiersten in for 2022?