Camila will certainly receive an endowment today in the amount of $ 40,000 (Y0) and tomorrow an endowment in the amount of $ 99,000 (Y1). Based on her endowment, Camila wants to consume $ 100,000 (C0) today and $ 55,000 (C1) tomorrow.

Suppose there is a perfect capital market in which Camila can borrow or lend at the market interest rate of 11%.

Calculate the deficit at t = 0 of Camila's maximum wealth in order to achieve the desired consumption in the present and in the future (C0, C1).

O $17,724.80 O $22,157.89 O $16.875.00 O $20.360.36 O $19.930.92