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Can anyone do the question 12? 12. [CAS 11/82 #7) An annuity provides a payment of Sn at the end of each year for n

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12. [CAS 11/82 #7) An annuity provides a payment of Sn at the end of each year for n years. The effective annual interest rate is 1. What is the present value of the annuity

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