Can someone do the math to compare these two banks?

Question: Put yourself in Mr. and Mrs. Brown's shoes and compare the two different Financing Options. Write a half page response on the Pros and cons of each option, as well as what you would personally do if you were Mr. or Mrs. Brown. Below are some bullet point items that I would like to see utilized for this assignment. Prepare an Amortization Table (Hint Excel has great templates I would suggest Simple Loan Calculator) Calculate the overall payment. Calculate overall Interest paid. Mr. and Mrs. Brown are well-respected and successful Ranchers in Clay County, Texas. Their neighbor has recently listed his property for sale. The 400 acre tract of land will link two of their currently owned properties, greatly help their ranch to run more head and will make the ranching operation more efficient. They have signed a sales contract for $3,500 per acre with an overall sales price of $1,400,000.00. Mr. and Mrs. Brown have 20% for the down payment. The land was already appraised at the exact sales price. They plan to have this loan paid off within 10 years but would like to retain a good amount of cash reserves so they can possibly buy out another neighbor that will want to sell within the next 10-15 Years. They have been approved by two different lenders. One lender is LegacyStar Commercial Bank, and the other lender is Texas Star Farm Credit. Below is each of the lenders Financing options that has been presented to Mr. and Mrs. Brown, Legacy Star Commercial Bank Loan amount $1,120,000.00 Amortization 25 Year Fixed for 10 years after the 10 years will reprice to Wall Street Journal Prime plus 1.00% every 5 years until paid off. (Example Prime today is 3.25% so would reprice today at 4.25%) Interest Rate - 3.25% Fixed for 10 Years Fees = 1% origination or $11.200 Mr and Mrs. Brown have a current Cattle note and have been banking with this Commercial Bank for 20+ years. Texas Star Farm Credit Loan amount $1,120,000.00 Amortization 20 Year Fixed for the life of the loan. Interest Rate = 4.50% Fixed for 20 years. Fees -1% origination or $11.200 Mr. and Mrs. Brown have never done business with Farm Credit, but they seem like a good option due to the fixed rate. Question: Put yourself in Mr. and Mrs. Brown's shoes and compare the two different Financing Options. Write a half page response on the Pros and cons of each option, as well as what you would personally do if you were Mr. or Mrs. Brown. Below are some bullet point items that I would like to see utilized for this assignment. Prepare an Amortization Table (Hint Excel has great templates I would suggest Simple Loan Calculator) Calculate the overall payment. Calculate overall Interest paid. Mr. and Mrs. Brown are well-respected and successful Ranchers in Clay County, Texas. Their neighbor has recently listed his property for sale. The 400 acre tract of land will link two of their currently owned properties, greatly help their ranch to run more head and will make the ranching operation more efficient. They have signed a sales contract for $3,500 per acre with an overall sales price of $1,400,000.00. Mr. and Mrs. Brown have 20% for the down payment. The land was already appraised at the exact sales price. They plan to have this loan paid off within 10 years but would like to retain a good amount of cash reserves so they can possibly buy out another neighbor that will want to sell within the next 10-15 Years. They have been approved by two different lenders. One lender is LegacyStar Commercial Bank, and the other lender is Texas Star Farm Credit. Below is each of the lenders Financing options that has been presented to Mr. and Mrs. Brown, Legacy Star Commercial Bank Loan amount $1,120,000.00 Amortization 25 Year Fixed for 10 years after the 10 years will reprice to Wall Street Journal Prime plus 1.00% every 5 years until paid off. (Example Prime today is 3.25% so would reprice today at 4.25%) Interest Rate - 3.25% Fixed for 10 Years Fees = 1% origination or $11.200 Mr and Mrs. Brown have a current Cattle note and have been banking with this Commercial Bank for 20+ years. Texas Star Farm Credit Loan amount $1,120,000.00 Amortization 20 Year Fixed for the life of the loan. Interest Rate = 4.50% Fixed for 20 years. Fees -1% origination or $11.200 Mr. and Mrs. Brown have never done business with Farm Credit, but they seem like a good option due to the fixed rate