can someone help with these two problems

If you owe $38.000 payable at the end of six years, what amount should your creditor accept in payment immediately if the interest rate on the loan is 11 percent? (Enter your answer as a positive number rounded to 2 decimal places.) You have decided to start saving money for your future. What is the future value of a 11-year annuity of $1,900 per year, assuming that you make your first payment today and the interest rate is 13 percent? (Enter your answer as a positive number rounded to 2 decimal places.) Future value