Can someone please help with both option 2? They keep being wrong.

Chuck has just won the Flyball Lottery. He has two options for receiving his prize. The first option is to accept a $131,000 cash payment today. The second option is to receive $16,000 at the end of each of the next 17 years and a $28,100 lump sum payment in the 18th year. Chuck can invest money at a 6% rate. Click here to view the factor table. (a) Calculate the present value of the two options. (For calculation purposes, use 4 decimal places as displayed in the factor table provided and round final answer to O decimal place, e.g. 58,971.) Option 1 131000 Option 2 178071 Present value $ $ Which option should Chuck choose to receive his winnings? Option 24 (b) If Chuck could invest money at 9%, calculate the present value of the two options. (For calculation purposes, use 4 decimal places as displayed in the factor table provided and round final answer to O decimal place, e.g. 58,971.) Present value $ Option 1 131000 $ Option 2 143188 Which option should he choose? Option 2 +