can you explain how banks create money based on this sheet

Money Held in Reserve by Bank Money to Lend Total Supply Deposit $100.00 $10.00 $90.00 $190.00 90.00 9.00 81.00 271.00 81.00 8.10 72.90 343.90 72.90 7.29 65.61 409.51 65.61 6.56 59.05 468.56