Can you help me to answer this question? Subject of Treasury Management

2:49 BWBB3073 TREASURY MANAG... ocs.google.com/forms/d/e/1FAIpQLSezijawsV6wdqwhBVxZyBilqa5556GkV3ZIFKVK/3upkilomResponse BWBB3073 TREASURY MANAGEMENT 35. Define what is a Ringgit banker's acceptance (BA) A Ringgit BA is defined as a usance bill of exchange denominated in Ringgit drawn on and accepted by a commercial or merchant bank in Malaysia IL. It is a bona fide trade transaction (such as export, import or domestic trade) III. It is negotiable and is created as a means of providing finance to the drawer of the BA IV. It is payable on a specified future date without any grace period, a A. I and II B. lll and IV C. I, II and III OD. I, II, III and IV 36. Briefly discuss the similarities between a conventional BA and a Ringgit Islamic acceptance bill (AB-i).* Both are instruments initially created as a short term financing facility for international or domestic trade IL Minimum amount for creation of BA/AB-i is RM50,000 and in multiples of RM1,000 TII. Minimum and maximum tenor for both BA and AB-i are 21 days and 180 days respectively IV. Both instruments are eligible to be traded in the secondary market O A. I and 11 B. III and IV C. Ill and in O D. 1, II, III and IV ocz google.com/forms/d/1FAIpQLScclwsVowqwheVZy8ilqa654GkvaZEFKvikOtopkigom Response 19 BWBB3073 TREASURY MANAGEMENT 37. Briefly discuss the differences between a conventional BA and a Ringgit Islamic acceptance bill (AB-I). 1. Both are instruments initially created as a short term financing facility for international or domestic trade II. Both instruments are elig III In the page AR for the financine rimarts it is drew by the financing bank 2:50 BWBB3073 TREASURY MANAG... ocs.google.com/forms/de/1FAIpQLSccl14wSV6wDqwhevZy8ilqa555dGkv3ZFKVK13 sepkig formResponse 20 BWBB3073 TREASURY MANAGEMENT 38. BA / AB-i as a Financing Instrument 1. This is when a customer (after being granted the credit facility by his banker) draws the instrument on and accepted by the bank indicating his borrowing from the bank. II. This is when the accepting bank, prior to maturity date, offers the instrument for sale in the secondary market either to raise cash or to collect profits. III. This situation arises when customer need to raise short term financing to pay for a separate trade transaction (usually when it has to pay cash for imports, or when it needs immediate cash while waiting for export proceeds sold on credit terms). IV. Initially when the BA was created and accepted, the bank can either hold the instrument until maturity (after which it will collect full face value from the borrowing customer) or it can sell the paper in the money market to potential investors for cash or quick profit. O A. I and II B. III and IV C. I and III OD. II and IV 39. BA / AB-i as an Investment Instrument I. BA may keep untill maturity after which it can be claim full face value from the original accepting bank) or can be sell the paper to another party before maturity if there is profit to be made IL The BA becomes an avenue for someone with surplus cash to invest his funds by buying and holding the instrument. III. On maturity the bank would present the BA draft to the customer and the borrowing customer would pay the full face value of the BA to the bank IV. By accepting the BA, the bank actually lends to the customer. It pays the customer a discounted sum from the face value of the BA O A. I and 11 I O B. III and IV OC. I and III O D. II and IV I ocs.google.com/forms/d/e/1FAIpQLSezwSV6WDqwhBVxZy8ilqaSS50GkVSZIFKK 3sepkg/formResponse 21 BWBB3073 TREASURY MANAGEMENT 40. Listed below is an options that are available to you as an investor of a BA and/or AB-l except 2:50 BWBB3073 TREASURY MANAG... ocs.google.com/forms/de/1FAIpQLSelj4wV6wDqwhelvxZy8ilqa555dGkv3Z.FKvK3sepkigformResponse BWBB3073 TREASURY MANAGEMENT 40. Listed below is an options that are available to you as an investor of a BA and/or AB-I except A. you can unwind your investment at any time between the time you purchase the BA and the last day of the life of the BA at the prevailing discount rates O B. you can keep your investment by keeping the BA until the interest rate rise C.you need not sell the BA but you can use the BA as a collateral to obtain short-term financing OD. you can keep your investment by keeping the BA until it matures Question 41 to 45, please refer to statement below Statement - SEFB Bookstores Sdn Bhd (SBSB), a well established bookstore outlet in the northern states of Malaysia, wishes to create a 180-days BA to finance purchases of higher education textbooks for the coming semester. The purchase totals RM55.000. Its banker, UUM Bank, quotes the following BA discount rates. I month 2 months 3 months 6 months 3.52%/3.47% 3.70/3694 3.75%/3.70 3.88/3.78% Acceptance commission 0.75% ocs.google.com/forms/d/e/1FAIpQLSZAWSV6WDqWBVxZy8ilqaS550GkV3ZIF KVIK sepkilomResponse BWBB3073 TREASURY MANAGEMENT 41. Compute how much financing could SBSB obtain if it were to discount a 180- days BA today? A RM 7947 61 2:50 BWBB3073 TREASURY MANAG... ocs.google.com/forms/de/1FAIpQLSdzi4wV6wqwhBVxZylla555dGkv3Z/FKvi|3sepkistomResponse 22 BWBB3073 TREASURY MANAGEMENT 41. Compute how much financing could SBSB obtain if it were to discount a 180- days BA today? O A. RM 73,947.61 O B. RM 63,947.61 CRM 53.947.61 O DRM 83,947.61 42. If UUM Bank were to charge a 5.0% acceptance commission for discounting the BA drawn by SBSB, compute how much will this be? O A. RM 125.62 BRM 135.62 C. RM 115.62 D. RM 145.62 43. Finally what is the net proceeds to be received by SBSB ? O A. RM 53,810.99 B. RM 53,710.99 CRM 53.610.99 O DRM 53,510.99 ocs.google.com/forms/de/1FAIpQL.Sd210SV6wDqwhaVxZyBlla$550Gkv3ZIFKVIK 3sepkig formResponse 23 BWBB3073 TREASURY MANAGEMENT 44. In relation to Statement 1 above, UUM Bank then decided to sell the BA 90 days later into the secondaria UTMR Asuming that the BA ndar market rator romain the ramo ar in Statement 1 at ud 2:49 BWBB3073 TREASURY MANAG... ocs.google.com/forms/d/e/1FAIpQLSezijawsV6wdqwhBVxZyBilqa5556GkV3ZIFKVK/3upkilomResponse BWBB3073 TREASURY MANAGEMENT 35. Define what is a Ringgit banker's acceptance (BA) A Ringgit BA is defined as a usance bill of exchange denominated in Ringgit drawn on and accepted by a commercial or merchant bank in Malaysia IL. It is a bona fide trade transaction (such as export, import or domestic trade) III. It is negotiable and is created as a means of providing finance to the drawer of the BA IV. It is payable on a specified future date without any grace period, a A. I and II B. lll and IV C. I, II and III OD. I, II, III and IV 36. Briefly discuss the similarities between a conventional BA and a Ringgit Islamic acceptance bill (AB-i).* Both are instruments initially created as a short term financing facility for international or domestic trade IL Minimum amount for creation of BA/AB-i is RM50,000 and in multiples of RM1,000 TII. Minimum and maximum tenor for both BA and AB-i are 21 days and 180 days respectively IV. Both instruments are eligible to be traded in the secondary market O A. I and 11 B. III and IV C. Ill and in O D. 1, II, III and IV ocz google.com/forms/d/1FAIpQLScclwsVowqwheVZy8ilqa654GkvaZEFKvikOtopkigom Response 19 BWBB3073 TREASURY MANAGEMENT 37. Briefly discuss the differences between a conventional BA and a Ringgit Islamic acceptance bill (AB-I). 1. Both are instruments initially created as a short term financing facility for international or domestic trade II. Both instruments are elig III In the page AR for the financine rimarts it is drew by the financing bank 2:50 BWBB3073 TREASURY MANAG... ocs.google.com/forms/de/1FAIpQLSccl14wSV6wDqwhevZy8ilqa555dGkv3ZFKVK13 sepkig formResponse 20 BWBB3073 TREASURY MANAGEMENT 38. BA / AB-i as a Financing Instrument 1. This is when a customer (after being granted the credit facility by his banker) draws the instrument on and accepted by the bank indicating his borrowing from the bank. II. This is when the accepting bank, prior to maturity date, offers the instrument for sale in the secondary market either to raise cash or to collect profits. III. This situation arises when customer need to raise short term financing to pay for a separate trade transaction (usually when it has to pay cash for imports, or when it needs immediate cash while waiting for export proceeds sold on credit terms). IV. Initially when the BA was created and accepted, the bank can either hold the instrument until maturity (after which it will collect full face value from the borrowing customer) or it can sell the paper in the money market to potential investors for cash or quick profit. O A. I and II B. III and IV C. I and III OD. II and IV 39. BA / AB-i as an Investment Instrument I. BA may keep untill maturity after which it can be claim full face value from the original accepting bank) or can be sell the paper to another party before maturity if there is profit to be made IL The BA becomes an avenue for someone with surplus cash to invest his funds by buying and holding the instrument. III. On maturity the bank would present the BA draft to the customer and the borrowing customer would pay the full face value of the BA to the bank IV. By accepting the BA, the bank actually lends to the customer. It pays the customer a discounted sum from the face value of the BA O A. I and 11 I O B. III and IV OC. I and III O D. II and IV I ocs.google.com/forms/d/e/1FAIpQLSezwSV6WDqwhBVxZy8ilqaSS50GkVSZIFKK 3sepkg/formResponse 21 BWBB3073 TREASURY MANAGEMENT 40. Listed below is an options that are available to you as an investor of a BA and/or AB-l except 2:50 BWBB3073 TREASURY MANAG... ocs.google.com/forms/de/1FAIpQLSelj4wV6wDqwhelvxZy8ilqa555dGkv3Z.FKvK3sepkigformResponse BWBB3073 TREASURY MANAGEMENT 40. Listed below is an options that are available to you as an investor of a BA and/or AB-I except A. you can unwind your investment at any time between the time you purchase the BA and the last day of the life of the BA at the prevailing discount rates O B. you can keep your investment by keeping the BA until the interest rate rise C.you need not sell the BA but you can use the BA as a collateral to obtain short-term financing OD. you can keep your investment by keeping the BA until it matures Question 41 to 45, please refer to statement below Statement - SEFB Bookstores Sdn Bhd (SBSB), a well established bookstore outlet in the northern states of Malaysia, wishes to create a 180-days BA to finance purchases of higher education textbooks for the coming semester. The purchase totals RM55.000. Its banker, UUM Bank, quotes the following BA discount rates. I month 2 months 3 months 6 months 3.52%/3.47% 3.70/3694 3.75%/3.70 3.88/3.78% Acceptance commission 0.75% ocs.google.com/forms/d/e/1FAIpQLSZAWSV6WDqWBVxZy8ilqaS550GkV3ZIF KVIK sepkilomResponse BWBB3073 TREASURY MANAGEMENT 41. Compute how much financing could SBSB obtain if it were to discount a 180- days BA today? A RM 7947 61 2:50 BWBB3073 TREASURY MANAG... ocs.google.com/forms/de/1FAIpQLSdzi4wV6wqwhBVxZylla555dGkv3Z/FKvi|3sepkistomResponse 22 BWBB3073 TREASURY MANAGEMENT 41. Compute how much financing could SBSB obtain if it were to discount a 180- days BA today? O A. RM 73,947.61 O B. RM 63,947.61 CRM 53.947.61 O DRM 83,947.61 42. If UUM Bank were to charge a 5.0% acceptance commission for discounting the BA drawn by SBSB, compute how much will this be? O A. RM 125.62 BRM 135.62 C. RM 115.62 D. RM 145.62 43. Finally what is the net proceeds to be received by SBSB ? O A. RM 53,810.99 B. RM 53,710.99 CRM 53.610.99 O DRM 53,510.99 ocs.google.com/forms/de/1FAIpQL.Sd210SV6wDqwhaVxZyBlla$550Gkv3ZIFKVIK 3sepkig formResponse 23 BWBB3073 TREASURY MANAGEMENT 44. In relation to Statement 1 above, UUM Bank then decided to sell the BA 90 days later into the secondaria UTMR Asuming that the BA ndar market rator romain the ramo ar in Statement 1 at ud