Can you please help me with these 2 questions for my Psy homework that I am stuck on please

Cumulative Load: Both middle-age and emerging adult age students are taking a night course at the local university. The mid-adult says they need to start assignments 4 days early to split up the reading and energy required. The young adult says they usually start assignments the night of and just use brute force due to the emerging adults greater capacity of

3.Cumulative Load: Adults from marginalized groups have higher rates of chronic disease and mental health issues related to thelifelong accumulation of social determinants such as active, everyday discrimination, lack of generational wealth and access/opportunity in nutrition, employment and healthcare, micro-aggressions, etc. which increases the load on the adjustment called: