Can you please provide a step-by-step solution? Thanks!

Helen wants to take the next four years off work to travel around the world. She estimates her annual cash needs at $31,000 (if she needs more, she will work odd jobs). Helen believes she can invest her savings at 10% until she depletes her funds.

Future Value of Ordinary Annuity of $1 Present Value of $1 Present Value of Ordinarv Annuitv of $1 Requirement 1. How much money does Helen need now to fund her travels? (Round your answer to the nearest whole dollar.) With the 10% interest rate, Helen needs Future Value of $1