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Can you provide calculation for below expression? The expression 9/10, net 45 means that the customers receive a 9% discount if they pay within 10

Can you provide calculation for below expression? The expression "9/10, net 45" means that the customers receive a 9% discount if they pay within 10 days; otherwise, they must pay in full within 45 days.

What would the seller's cost of capital have to be in order for the discount to be cost justified?

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