Capital Risk: Scroll down the spreadsheet to see the Capital Analysis ratios.

Analyze the differences between the Bank and the PG7 in 2021 by looking at differences in the Tier One Leverage ratio, retained earnings to average total equity ratio, and by comparing the growth rate in assets and loans to the growth rate in capital. Does the Bank have more or less capital risk than the PG7 in 2021?

3/31/21 Bank 8.92 3/31/21 PG 7 3/31/20 Bank 10.20 3/31/20 PG 7 10.16 11.13 34.27 7.41 0.41 4.99 Capital Analysis % Tier One Leverage Ratio % (i.e. equity to total assets) Retained Earnings to Ave. Total Equity Growth Rate % Growth Rate Assets Growth Rate Tier One Capital Growth Rate Net Loans & Leases Growth Rate Short-term Investments Growth Rate Short-term Non-CoreFunding 31.89 14.01 19.46 6.56 16.31 12.21 4.85 5.45 4.38 5.79 43.83 -78.65 -6.86 8.00 85.60 -22.69 102.65 7.21 29.11 16.60 3/31/21 Bank 8.92 3/31/21 PG 7 3/31/20 Bank 10.20 3/31/20 PG 7 10.16 11.13 34.27 7.41 0.41 4.99 Capital Analysis % Tier One Leverage Ratio % (i.e. equity to total assets) Retained Earnings to Ave. Total Equity Growth Rate % Growth Rate Assets Growth Rate Tier One Capital Growth Rate Net Loans & Leases Growth Rate Short-term Investments Growth Rate Short-term Non-CoreFunding 31.89 14.01 19.46 6.56 16.31 12.21 4.85 5.45 4.38 5.79 43.83 -78.65 -6.86 8.00 85.60 -22.69 102.65 7.21 29.11 16.60