Carefully read Lowe's annual 2020 report (or 10K) for the fiscal year ended January 29, 2021 and answer the following questions:

a) Look at the Management Discussion and Analysis (MDA) on Financial Condition and Results of Operations presented in Lowe's annual reports. Summarize the information discussed in the MDA that you feel is interesting and has significant relevance.

b) Carefully read Lowe's annual 2020 report (or 10K) for the fiscal year ended January 29, 2021 and look at the Auditor's and Managements Reports and Certifications.

Summarize the details presented in the following parts of the Lowe's annual (or 10 K) report. Include your comments about the standards/rules and other significant items used in the following parts of the Lowe's annual (or 10 K) report:

Auditor's report - general

Auditor's report - internal controls

Management report (certification) - fair presentation (check Exhibits 31.1 & 31.2)

Management report (certification) - internal controls.

For each part The report should be 2 pages long (with normal margins and 12 point font with double spaced). Include an appendix for any extra information and that will not count in report pages.