Carmen Viers lost everything to a fire and has spent the last eight weeks living in a motel room at a cost of $4,478. Her dwelling, which was destroyed as a result of a lightning strike, was insured with an HO-2 policy for $196,600. Prior to the loss, her home was valued at $240,000, her detached garage and pool house were valued at $24,242, and her personal property had an actual cash value of $84,201. To make matters worse she sustained $10,000 in injuries while trying without success to save her three Greyhound dogs valued at $6,000 each. How much of her total losses and expenses will be reimbursed if she has a $1,000 deductible?

The amount of total losses and expenses she will be reimbursed if she has a $1,000 deductible is $enter your response here. (Round to the nearest dollar.)