Carmen Viers lost everything to a fire and has spent the last eight weeks living in a motel room at a cost of $3,902. Her dwelling, which was destroyed as a result of a lightning strike, was insured with an HO-2 policy for $316, 497. Prior to the loss, her home was valued at $356,000

her detached garage and poolhouse were valued at $48,571 and her personal property had an actual cash value of $136,756. To make matters worse she sustained $10,000 in injuries while trying, unsuccessfully, to save her three Greyhound dogs valued at $6,000 each. How much of her total losses and expenses will be reimbursed if she has a $1,000 deductible?

Question - The amount of total losses and expenses she will be reimbursed if she has a $1,000 deductible is $ (Round to the nearest dollar.)