Case $2$

An insured relied upon her producer's statement that the $2$ barns on her property were covered under her homeowners policy, even though she had failed to read the policy, which contained a specific exclusion for structures formerly used for farming. The buildings caught fire and burned to the ground. After the company denied coverage based upon the exclusion, she sued the

$50/$ producer. The court found for the plaintiff. For what violation was the producer found liable?

Misrepresentation

Failure to document

Failure to give proper advice

Breach of duty of care

ally. The insurance company then sued the producer tor reimbursement. The producer was ny for the full amount of the damages because of his negligence in completing the applicat was with the application, and misrepresentation of the cancellation date.

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ms are accusations that the producer failed to act according to the appropriate and discernible st insurance industry.

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