Case Study 3 Andre married Louise in 2001, and took a life insurance with "my lovely girlfriend" as a beneficiary in 2015, with a benefit of 1,00,000$. Andre divorced Louise in 2016 and has a girlfriend Sandra since. Andre dies in 2017 from cancer. It was a surprise as nobody knew he had cancer, but the doctor discovered he had cancer for about 5 years ! Upon death, Louise asks for money to Primogen consulting, because she thinks she is Andre's beneficiary. In the letter from the Primogen Consulting. They do not want to pay the life benefit, saying that 1) the policy contract clearly states that the life policy does not cover pre-existing conditions, and they assert that Andre should have known about the cancer if he had done appropriate medical examinations. The company also states that Andre declared having not attended any medical examination, which proves his fault. 2) They also say that Louise is no longer Andre's "lovely girlfriend"