Cash versus Credit. Why should some people use cash to make purchases instead of credit? (Select the best answer below.) A. Using cash instead of a credit card causes some people to overspend. These people are better off using a credit card for most purchases. B. Using a credit card instead of cash causes some people to underspend. These people are better off using cash for most purchases. C. Using a credit card instead of cash causes some people to overspend. These people are better off using cash for most purchases. D. Using a debit card instead of cash causes some people to overspend. These people are better off using cash or a credit card for most purchases