Cassandra receives an annuity-due with a payment each month. The annuity has its first payment on her 12th birthday and the last payment is on her 16th birthday. The amount of the payment is $100 times her age with no credit being given for fractions of a year. All the deposits are made to an account earning compound interest at an annual effective interest rate of 5.82%. Find the accumulated value on her 18th birthday.