Cathy borrows $1,000 from a Finance Company and agrees to pay it back in ten annual installments at an annual effective rate of 10%. Each payment has an additional $15 processing fcc, which does not dccrcase the remaining balance. The first payment is due one year after the loan is issued. Determine the effective overall yield rate of the Finance Company. A. 11.6% O B. 12.1% O C. 12.6% D. 13.1% O E. 13.6%