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Celesta Frank wants to go on a cruise in four years. She could earn 8.2 percent compounded quarterly in an account if she were to

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Celesta Frank wants to go on a cruise in four years. She could earn 8.2 percent compounded quarterly in an account if she were to deposit the money today. She needs to have $10,000 in four years. How much will she have to deposit today? (Round to the nearest dollar.) $7,228 $6,432 $7,212 7,296

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