C&H Ski Club recently borrowed money and agreed to pay it back with a series of six annual payments of $21,000 each. C&H subsequently borrows more money and agrees to pay it back with a series of four annual payments of $16,000 each. The annual interest rate for both loans is 5%. Find the present value of these two separate annuities. (PV of $1, FV of $1, PVA of $1, and FVA of $1) (Use appropriate factor(s) from the tables provided. Round your answers to nearest whole dollar. Round "Table Factor" to 4 decimal places.) rst Annuity Number Interest Single Future x Table Factor |=| Borrowed of Periods Rate Amount Payment 5%) 5% 5% 5% 5% 5% 21,000 x 21,000 x 21,000 x 21,000 x 21,000 x 21,000 x $ First payment Second payment Third payment Fourth payment Fifth payment Sixth payment 4 ond Annuity ec Number Interest Single FuturexTable FactorBorrowed Amount of Periods Rate Payment First payment Second payment Third payment Fourth payment 5% | 5% 5% 5% 16,000 x 16,000 x 16,000 x 16,000 x 4