C&H Ski Club recently borrowed money and agreed to pay it back with a series of six annual payments of $15,000 each. C&H subsequently borrows more money and agrees to pay it back with a series of four annual payments of $16,000 each. The annual interest rate for both loans is 6%. Find the present value of these two separate annuities. (PV of $1, FV of $1, PVA of $1, and FVA of $1) (Use appropriate factor(s) from the tables provided. Round your answers to nearest whole dollar. Round "Table Factor" to 4 decimal places.) Number of Periods X Table Factor First Annuity Interest Single Future Rate Payment 6% $ 15,000 6% 15,000 x Amount Borrowed First payment 1 2 3 6% 0 Second payment Third payment Fourth payment Fifth payment 4 6% 0 15,000 x 15,000 x 15,000 x 15,000 x 5 6% 0 Sixth payment 6 6% = 0 $ 0 Number of Periods Table Factor Amount Borrowed 1 Second Annuity Interest Single Future X Rate Payment 6% $ 16,000 x 6% 16,000 6% 16,000 x 6% 16,000 x First payment Second payment Third payment Fourth payment 2 3 = 0 4 0 $ 0