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Chandler just got a job at Acme Corporate working in the IT area. His salary will be $55,000 to start and could jump to $65,000

Chandler just got a job at Acme Corporate working in the IT area. His salary will be $55,000 to start and could jump to $65,000 within 18 months. His company has a retirement plan (401(k)), but doesnt provide a match. Hes not sure if he should sign up for the retirement plan from work, learn about Roth IRAs or just wait until hes older. What do you suggest and why?

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