(CHAPTERS 4-5-8-9) A company would like to borrow money at the stated annual interest rate (or APR) of 5%, compounded semiannually (i.e., twice a year). In general, the effective annual rate is lower when the interest compounding frequency within a year is Select] In this example, the effective annual interest rate is (Select] [Select] V Select] %. Notice one drop- down menu per digit! Your answer should be in percent, not in decimals. Round your final answer to two decimal places. For example, if you got 3.21 percent, then in the drop-down menus select "3" "2" "1". In this example, the effective two-year interest rate is [Select] [Select] V [Select) [ Select] %. See notes above. (Assume exactly 2 "half years" in one full year.)