Charles is 23 years old. He recently graduated from college and is making ends meet by working two retail jobs. His only asset is his car. Robin is 35 years old and is working her way up the career ladder at a financial firm. Robin has been married for almost 10 years and has three children. Which of these two people would benefit most from an estate plan, and why? Charles, because he has more time to develop an estate plan and shield any future income from estate taxes. Charles and Robin have an equal need for an estate plan. Robin, because she has a more complex estate and beneficiaries, as well as fewer years until she reaches her estimated life. Neither Robin nor Charles, because they are both relatively young and have not had the chance to develop complex estates that would require plans