Charlie bought her house 10 years ago for $300,000 with a $175,000 mortgage from the seller. The terms of the mortgage were 5% rate, 10 years with 30 year amortization. She has to pay 1 point up front and 1 point at maturity. Unfortunately, her credit score is only 550 and cannot get a mortgage to refinance, so she has to sell her property. The good news is property values have gone up 6% per year compounded annually. How much cash will she net out from the sale? And what is her return on the property?