Charlie Inc. is planning to change it credit policy of net 10 to net 30. As a result, the average sales price of $80 will remain the same. The expected annual sales volume will increase to 12,400 units from 10,000. Variable costs will remain constant at $45 per unit while losses from account write offs will increase by $4600 per annum. Charlie will finance the additional invest of receivables in an LOC that charges 7.95% interest after tax. Tax rate is 45%. REQUIRED: Should Charlie change its credit policy?