Charlotte Smidt bought$2,000$ shares of the balanced$$ no$-$load LaJolla Fund exactly one year and two days ago for a NAV of $$8\mathrm{.}46$ per share. During the$$ year, the fund distributed investment income dividends of $$0\mathrm{.}33$ per share and capital gains dividends of $$0\mathrm{.}43$ per share. At the end of the$$ year, Charlotte, who is in the $35\%$ ordinary tax bracket$($federal and state$$ combined$)$ and pays a $15\%$ capital gains rate on dividends and on capital gains for holding periods longer than $12$ months, realized $$9\mathrm{.}24$ per share on the sale of all$2,000$ shares. Calculate$$ Charlotte's pretax and$$ after$-$tax HPR on this transaction.