Charlotte's yearly salary is $43,000.Her house payment is $1450 each month.She spends $335 on utilities, $295 for her car payment, $39 for her gym membership, and $100 for hair styling and manicures each month.She spends $90 for food, $30 for gas, and $40 for entertainment each week.In addition, she spends $450 quarterly for insurance and makes semi-annual deposits of $500 in her IRA.She spends $1000 per year on gifts, $2500 on vacations, and donates $1200 to charity.She also grabs a coffee every day for $3.50.Calculate Charlotte's monthly cash flow.