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Check my wou Jamie Lee and Ross, now 57 and still very active, have plenty of time on their hands now that the triplets are

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Check my wou Jamie Lee and Ross, now 57 and still very active, have plenty of time on their hands now that the triplets are away at college. They both realized that time has just flown by, over twenty-four years have passed since they married! Looking back over the past years, they realized that they have worked hard in their careers, Jamie Lee as the propeletor of a cupcake caf and Ross, self-employed as a web page designer. They have enjoyed raising their family and strived to be financially sound as they are looking to retirement that is just around the corner. They saved regularly and invested wisely over the years. They rebounded nicely from the economic crisis over the past few years, as they watched their Investments closely and adjusted their strategies when they felt necessary. They purchase vehicles with cash and do not carry credit card balances, choosing Instead to use them for convenience only. The triplets are pursuing their master's degrees and have tuition covered through work/study programs at the University, Jamie Lee and Ross are just a few short yours from realizing their goals of retiring of 65 and purchasing a home at the beacht They are reviewing their financial situation to ensure they will be ready for retirement. They anticipate being able to live comfortably with 80% of their current expenses. The rate of roturn on their investments until they retire is 3%. They expect this percentage to drog to 2% after retirement Use this information, along with Ext 1 A. Exhi 1:0, and the information provided below to determine the annual deposit amount Jamie Lee and Ross will need to make until they retire in order to make up the shortfall between their estimated expenses and income needed during retirement. Each answer must have a value for the assignment to be complete Enter "O for any unused categories Current Expense Amounts Jamie Lee and Ross Combined) Fixed expenses: $3,400/month Vatlable expenses: $2,400/month Estimated Income Amounts. Jamie Lee and Ross Combined) Social Security: $2.500/month Current IRA balance: $93,000 Estimated IRA withdrawal: $300/month Other Investments: $28,400 year Estimated Annual Retirement Living Expenses Estimated and expenses in today Number of your tirement Expected annuale frotamborretirement Current Expense Amounts (Jamie Lee and ROSS Combined) Fixed expenses: $3,400/month Variable expenses: $2,400/month Estimated Income Amounts (Jamie Lee and Ross Combined) Social Security: $2,500/month Current IRA balance: $93,000 Estimated IRA withdrawal: $300/month Other investments: $28,400/year Estimated Annual Retirement Living Expenses Estimated annual living expenses if retiring today Number of years until retirement Expected annual rate of return before retirement Future value (use Exhibit 1-A) Projected annual retirement Ilving expenses, adjusted for inflation (Round your final answer to nearest whole number.) es (A) Estimated Annual Income at Retirement Social Security income Compariy pension, personal retirement account income Investment and other income Total retirement income (Round your final answer to nearest whole number.) (B) o Annual shortfall of income after retirement (A-B) (Round your final answer to nearest whole number) Expected years in retirement Expected annual rate of return before retirement Expected annual role of return on investod funds after retirement Future value factor for a series of deposits use Ext 1-) 30 2 (D) Estimated Annual Retirement Living Expenses Estimated annual living expenses if retiring today Number of years until retirement Expected annual rate of return before retirement Future value (use Exhibit 1-A) Projected annual retirement living expensos, adjusted for inflation (Round your final answer to nearest whole number.) (A) Estimated Annual Income at Retirement Social Security income Company pension, personal retirement account income Investment and other income Total retirement income (Round your final answer to nearest whole number.) (B) (C) 30 Annual shortfall of income after retirement (A-B) (Round your final answer to nearest whole number) Expected years in retirement Expected annual rate of return bofore retirement Expected annual rate of return on invested funds after retirement Future value factor for a series of deposits (use Exhibit 1-B) Annual deposit required to accumulate the amount needed (Round your final answer to two decimal places.) 2% (D)

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