Check tampering is unique from other fraudulent disbursement schemes because in a check tampering scheme:

Question $1$Answer

a$.$

The perpetrator physically prepares the fraudulent check.

b$.$

The perpetrator must have access to a signature stamp in order to conceal the crime.

c$.$

The perpetrator submits a phony document in order to generate the fraudulent payment.

d$.$

The perpetrator must endorse the check in order to cash or deposit it$.$