Chelsea, age 30, is an employee of Avondale Company. Chelsea's adjusted gross income for the current year is $68,000. Chelsea would like to make the maximum contribution to her individual retirement account this year. Which of the following statement(s) about Chelsea's contribution and deduction amounts is/are true?

1. If Chelsea is single and is covered by a qualified pension plan, she is allowed to contribute $6,000 to her IRA account, but she is allowed a deduction for only $4,200 of the contribution because her adjusted gross income is greater than $65,000.
2. If Chelsea is married and covered by a qualified pension plan and her husband does not work, they can contribute and deduct $6,000 to two separate IRA accounts (one for herself and one for her husband).