Cherish wants to purchase her first car but does not have enough savings, so she chooses to enroll the saving plan (HKD) and selects HKD 3,000 pay monthly to accumulate wealth at ease. Show how much will Cherish obtain in 5 years using the excel form. Please also shows the formula.\ Annualised rate of return at maturity as follow:\ Premium payment period 2 years (HKD)\ Pay in lump sum: 2.10%\ Pay annually: 2.02%\ Pay monthly: 1.55%

Principal Annual Interest Rate Interest Rate per Period =B2/12 Regular Deposit Number of Time Period B \begin{tabular}{l|l|l|} \hline 1 & Principal & \\ \hline 2 & Annual Interest Rate & \\ \hline 3 & Interest Rate per Period & =B2/12 \\ \hline 4 & Regular Deposit & \\ \hline 5 & Number of Time Period & \\ \hline 6 & & \\ 7 & \multicolumn{1}{|c|}{ Period } & \\ \hline 8 & 0 & Balance \\ \hline 9 & 1 & =B1 \\ \hline \end{tabular} 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22