Choose 1 Planning Strategy from both Chapter 6: Health Insurance Planning and Chapter 7: Disability Insurance Planning. Describe and explain the strategies, utilizing examples. Chapter 6 Strategies: Determine the Impact of the ACA Establish an HSA in Conjunction with a Qualified HDHP Maximize the Benefits of a Section 125 Plan Recommend a Medigap Policy to Supplement Medicare Coverage Monitor Health Insurance Coverage and Encourage Clients to Do the Same Use COBRA to Bridge Employment Termination of Continue Group Health Coverage for Dependents Chapter 7 Strategies Estimate a Client's Disability Insurance Need Using a Consistent Methodology Recommend an Own-Occupation Policy Recommend a Modified Own-Occupation Policy Recommend a Split-Definition Policy Recommend an Employer- or Group-Provided Policy Consider a Mortgage Disability Insurance Policy Recommend a Policy with a Social Security Rider Ensure Continuation of Coverage by Including Appropriate Provisions Pursue Other Sources of Disability Benefits, When Available Increase the Waiting Period and Increase Emergency Savings Fund Reduce the Wage Replacement Ratio