Choose a software development methodology to be used for this project, creating an online bank, based on the specific need of the project and the level of governance that is required.

Provide $34$ features of the model that crystallized your decision to use it$.$ Be sure to explain these features as key features, with $23$ sentences about each.

Include a diagram and describe key parts. There should be a paragraph description of the model and how it flows.

Detail $23$ risks of using this methodology, and include mitigation strategies to minimize those risks.