Choose ONE of the following options. State the option you have chosen. (5 marks) Option 1: "A negotiable certificate of deposit is an intermediated finance product for which a commercial bank is the intermediary." Is the statement correct? Explain. Option 2: "A longer-term bond has lower liquidity than a shorter-term bond has." Is this statement correct? Explain. Option 3: "When countries are more negatively affected by coronavirus, their currencies will depreciate more." Is this statement correct? Explain