Choose ONE of the following topics and discuss how consumers are protected by laws in Ontario.

1. Payday loans
2. Door to door sales ("direct sales contracts")
3. Contracts involving gyms or fitness clubs (under category of "personal developments contracts")
4. Auto repair contracts
5. Wireless Services contracts
6. Other consumer protection laws in Ontario (Collection Agencies, Inn Keepers, Towing Services)

Describe the problem that the government is trying to solve (high pressure sales tactics, scams, misleading sales pitches, lack of transparency?).

Briefly outline your rights as a consumer.

What happens in the event of non-compliance with the law? (Penalties?, can you set aside the contract?)