Choose ONE question and respond from the perspective of a banker or an accountant and post your response. Post follow ups to any question, regardless of which original question you answered.

1. As an accountant, if you had to pick one ratio to be most important, which would it be and why?

OR

2. Think from the perspective of a banker.You have a new corporate customer looking for a line of credit loan (short term operating fund loan, company can borrow up to a maximum amount of money at any given time, and usually have the loan completely paid off for say 30 days during the year), which ratio would you consider most important from this perspective?

OR

3. Why might a banker or an accountant have differing views on what financial ratios are the most important?