Choose the best answer below:

Isaac Wright has a monthly take-home pay of $1,705; he makes payments of $450 a month on his outstanding consumer credit (excluding the mortgage on his home). How would you characterize Isaac's debt burden?

A. It is low

B. It is lower than manageable, but not low

C. It is above or equals the maximum suggested limit

What if his take-home pay were $860 a month and he had monthly credit payments of $150?

A. It is low

B. It is lower than manageable, but not low

C. It is lower than maximum ratio, but higher than manageable