Choose the best option between the following 2 mortgages. A $1,000,000 fully amortizing, fixed rate mortgage with a 10 year term, monthly payments, an interest rate of 6%, and $12,000 closing costs. Or, a $1,000,000 interest only, fixed rate mortgage with a 10 year term, monthly payments, and interest rate of 6.5%, and $2,000 in closing costs. Please show work.